Appraisal services for Destin and Okaloosa County homeowners

Here are the top reasons FL homeowners use Appraisal House, Inc.:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge Okaloosa county's assessment of your propertyvalue
To lower your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Okaloosa county or FL

Do you own a home in or near Destin? Do you need help determining the price of your real estate?
Contact Appraisal House, Inc..

We at Appraisal House, Inc. understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a homeowner that ordinarily doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. Appraisal House, Inc. is experts in helping people just like you delete unwanted and unneeded PMI insurance.

Challenging Okaloosa county's assessment of your property

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties nearby. That means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Appraisal House, Inc. is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Appraisal House, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal House, Inc. can help with that too. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.